Health insurance for small business owners.
Small group coverage gets expensive fast below a certain headcount. Individual private PPO plans are often cheaper for you and better for your team.
- Pre-existing conditions covered
- Enroll any day of the year
- One licensed advisor, no pressure
- No cost to talk it through
Step 1 of 5
Let's find your coverage
Start with your state.
Plans from nationally recognized carriers
Carriers include UnitedHealthcare, Aetna, Cigna, Blue Cross Blue Shield, Humana, Anthem, Allstate Health, Oscar.
What a private PPO can do that most plans can't.
Pre-existing conditions covered
An advisor tells you straight which plans will take your health history.
Enroll any day of the year
No six-week window. Coverage can start when you need it to.
Broad nationwide PPO networks
Keep your own doctor in most cases and stay covered across state lines.
Never sold to third parties
Your details go to one licensed advisor — no lead resale, no robocalls.
What usually goes wrong
Group plans priced for fifty people, not for five. Most people in your situation land on the marketplace, see an unsubsidized bronze premium around $750 a month with a deductible north of $5,000, and conclude that health coverage simply isn't affordable. That conclusion is often wrong — it's just that nobody showed you the other shelf.
Private PPO plans sit outside the marketplace. They're medically underwritten, which means not everyone is approved, and they aren't subsidized. What they offer in exchange is a materially lower premium, a broad nationwide network, and no enrollment window to wait for.
What a private PPO gives you
- Pre-existing conditions covered
- Enroll any day of the year — no six-week window
- Broad nationwide PPO networks
- Keep your own doctor in most cases
- One licensed advisor, never sold to third parties
And the honest caveat: if you qualify for Medicaid or a significant ACA subsidy, that will beat this. Your advisor will say so rather than sell around it.
Three steps, and you're never locked in.
- 01
Tell us the basics
State, household, pre-existing conditions and timing. About thirty seconds — no SSN, no date of birth.
- 02
A licensed advisor reaches out
One advisor, not six. Real options, real costs and the honest trade-offs, in plain English.
- 03
You decide
Enroll if it fits, or don't. No cost to talk and no obligation at any point.
See what you actually qualify for.
Four questions, one licensed advisor, a straight answer. No cost, no obligation, no pressure.
Secure & private. By submitting you agree to be contacted by one licensed advisor.
Licensed in all 50 states
Your advisor is licensed where you live.
One advisor, no robocalls
Your details go to one person, not a call list.
Never sold to third parties
256-bit SSL encrypted from the first click.
No cost, no obligation
Talking it through is free. You decide.
Step 1 of 5
Let's find your coverage